Mutual Funds

You invest your money in a mutual fund, and the fund manager invests it in different assets. Whatever returns (or losses) come, they are shared among all investors based on how much they’ve invested.

There are many kinds:
● Equity funds – Invest in company shares (for long-term growth)
● Debt funds – Invest in fixed-income stuff like bonds (for steady returns)
● Hybrid funds – A mix of both
● Index funds – Track a market index like Nifty or Sensex
● ELSS funds – Good for tax-saving

Mutual funds are regulated by SEBI, so they’re quite safe in terms of process. But remember, they do carry some risk since they depend on the market. Still, with the right guidance, they can work really well. You can always call us at +91 9981998013 if you’re unsure about where to start.

SIP (Systematic Investment Plan) lets you invest a small amount regularly—like ₹500 or ₹1000 per month—instead of putting in a big amount at once. It’s like a recurring deposit but for mutual funds.

It depends! Equity funds can give around 10–15% if you stay invested for 5+ years. Debt funds give lower but more stable returns (about 5–8%). No guarantees though—because it depends on market performance.

Yes, absolutely! Need help setting it up? Just call us at +91 9981998013.

Because:
● Experts handle your money
● You get diversification (your money isn’t in one basket)
● Easy to start and stop
● You can invest small amounts
● Some funds even help you save tax!

NAV (Net Asset Value) is just the price of one unit of a mutual fund. Think of it like the “MRP” of a unit. It changes every day based on how the fund’s investments are doing.

You can start SIPs for as little as ₹100 or ₹500 per month. So even if you're just beginning your financial journey, it's easy and affordable to get started.

SIPs are great if you want to invest monthly (like from your salary). Lumpsum works well if you have a big amount to invest at once. The choice depends on your situation. Want help deciding? Give us a ring at +91 9981998013.

Yes.
● Equity funds: 15% tax if sold within a year; 10% if gains are over ₹1 lakh after a year.
● Debt funds: Taxed as per your income slab. Don’t worry—it’s not complicated. We can help you understand your tax situation better.

Pick based on:
● Your financial goals
● How much risk you can handle
● Past performance of the fund
● Charges (called expense ratio) Not sure? As a Mutual Fund advisor in Jaipur, we help clients daily with this—feel free to contact us at +91 9981998013.

Most don’t. You can take your money out anytime. But ELSS tax-saving funds have a 3-year lock-in—still, that’s the shortest lock-in among tax-saving options.

Yes, you can. But some funds may charge an “exit load” if you withdraw too early (like within 1 year). Always good to check before investing.

FDs are safer but offer lower returns. Mutual funds can give better returns but come with some risk. The key difference is: FDs are fixed, mutual funds are market-based.

It’s the fee the mutual fund company charges for managing your money. Lower the expense ratio, better for you. Don’t worry, we check this before recommending any fund.

Yes, NRIs can invest in most Indian mutual funds. The process is simple but varies depending on the country you live in. Reach out to us for help setting this up smoothly.

Some are, some aren’t. It depends on the type. Equity funds are higher-risk, debt funds are low-risk. We help you pick based on your comfort level and goals.

If it’s equity funds, at least 5 years is a good idea. Debt funds are better for short-term needs. The longer you stay, the better your chances of earning good returns. Want a personalized plan? Talk to us at +91 9981998013.